Total debt records filed with the committee secretariats of indebtedness from January 2004 to December 2008 amounted to more than 926,000 or 185,000 records enmoyenne indebtedness filed per year.

The number of filings is up 3% in 2008 and will évidemmment much more important in 2009 given the number of unemployed continues to rise.

Of the 926,000 cases of indebtedness filed since 2004, 780,000 cases have been deemed admissible and 460,000 plans have been accepted on the same period.

710,000 households are currently in debt relief in December 2008.

The average debt per case is 38500 euros. Indebtedness arising from mortgages (present in 8% of cases) is an average of 76,900 euros.

For short-term loans, the average amounts of 17,600 euros and up 52% of cases of indebtedness.

For a record of indebtedness to be admissible, it is necessary to complete it correctly and to show good faith.