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One of the more annoying features of the insurance world is its habit of distilling options down to simple sets of letters and then failing to clearly explain what the letters mean. In other words, insurers hide behind jargon and prefer not to explain clearly what you are buying. You are expected to assume the [...]
Many years ago, there was an early version of James Bond called Bulldog Drummond. Like Bond, he was a Brit and he had true grit when fighting an international criminal and his moll. The movies were less successful but the books are truly memorable. One of the best is “The Female of the Species”, the [...]
Life insurance is what we all come to think about at some point in our life. We need it to feel safe and protected, we have to have it because it is useful and it rational. If somebody asks you about the purpose of insurance, you probably won’t tell as it is like a combination [...]
This is being written as a bad-tempered debate rages in Congress on a bill to reform the healthcare service. Depending on who who listen to, this will either be the saving of millions of American lives or the start of an era where death panels of bureaucrats decide who gets to live and who dies. [...]
Recently, the political parties were arguing over whether you should be allowed to buy your health insurance across state lines. As part of the healthcare debate, the GOP was strongly in favor of dismantling the current state monopoly. For once, and some would say for good reason, the Democrats were the party of “No”, and [...]
The year long fight over whether to pass a bill reforming the healthcare industry has just come to an end. President Obama has signed it into law. Now all we have to do is sit back and wait to see whether it will deliver a better and fairer service to more of the population. At [...]